Average Underwriter salary in the UK

We're Hiring: Mortgage Underwriters Location: Fully Remote (Including all training) Type: Full Time, permanent Reports to: Underwriting Team Manager Salary - Competitive Start Date - 11th May 2026 Are you a experienced mortgage Underwriter looking to make a real impact? We're on the lookout for motivated professionals to join our dynamic Lending Operations team at Kensington Mortgages. This is more than just a job , it's a chance to be at the heart of our underwriting function, helping us deliver responsible, specialist lending with integrity. If you're passionate about making a difference and thrive in a fast-paced, purpose-driven environment, we'd love to hear from you. Overall Purpose of Job As an Underwriter, you'll be responsible for assessing and approving Residential and Buy-to-Let mortgage applications, ensuring they align with our lending policy, FCA standards, and Treating Customers Fairly (TCF) principles. You'll be a key player in risk-based decision-making, maintaining top-tier underwriting standards and building strong relationships with brokers. About Us For over 25 years, Kensington Mortgages has been a pioneer in specialist mortgage solutions, offering hope to customers who may not fit the mould of traditional lending. We call it the Kensington Difference a commitment to understanding each customer's unique story and providing tailored solutions when others won't. As a wholly owned subsidiary of Barclays Bank UK PLC, we operate with the highest standards of service and integrity, fully authorised by the Financial Conduct Authority. Key Accountabilities Underwrite and approve mortgage applications within your mandate (250k+), ensuring quality and compliance.Escalate cases outside mandate with clear rationale.Communicate effectively with brokers, providing timely updates and clarity.Support User Acceptance Testing (UAT) phases.Champion TCF and responsible lending principles.Collaborate with the completions team to drive operational efficiency.Uphold our Code of Business Ethics and support financial crime prevention.Stay up to date with HR policies, regulations, and underwriting standards.Meet service level agreements and handle complaints professionally.Contribute to process improvements and ad hoc projects. Experience, Knowledge, Skills Minimum 3 years experience in Prime and Specialist lending with a minimum mandate of 250k+.Strong communication skills and confidence in broker engagement.Deep understanding of the mortgage intermediary market and FCA permissions.Awareness of organised fraud and risk mitigation controls.A proactive, adaptable mindset with a collaborative spirit.Solid grasp of responsible lending and regulatory frameworks.Experience underwriting residential and buy to let cases Desirable Experience, Knowledge, Skills Experience with niche Buy-to-Let lending (HMOs, light refurbishments, multi-unit properties).Knowledge of Second Charge lending.CeMAP qualification. Why Join Kensington Mortgages At Kensington Mortgages, we believe our employees are the heart of our success. We are committed to creating a supportive and flexible work environment that values personal growth, professional development and a healthy work-life balance Our inclusive culture respects and celebrates diversity in all its forms, ensuring that everyone feels welcome, valued and understood. We recognise and appreciate differences in thinking, learning styles, gender, race, identity, ethnic origins and sexual expression. We are an inclusive, neurodiversity-friendly employer committed to creating a supportive environment where all employees can thrive At Kensington Mortgages, our people are our greatest asset. We offer: A supportive and flexible work environment.Opportunities for personal growth and professional development.A culture that celebrates diversity, inclusion, and neurodiversity.A workplace where everyone feels valued, respected, and empowered. Ready to make a difference? If you're passionate about providing an exceptional service and want to join a team that values your contributions we'd love to hear from you Apply today and be part of the Kensington Mortgages family and help us to continue making a positive impact in the lives of our customers. Important Information All offers of employment are subject to background checks including DBS, credit, and Right to Work verification. **Start Date: Monday 11th May - **Please ensure availability for training and avoid long periods of annual leave during the initial onboarding phase.

We’re partnering with a highly regarded insurance brokerage seeking an Underwriter to join their growing business in Brighton. This is an exciting opportunity for a driven individual who is looking to progress their career within a supportive environment.The RoleAssess and evaluate new and renewal commercial insurance applications.Negotiate premiums, terms, and conditions with brokers to secure business.Support the growth of the commercial portfolio through effective trading and business development.Maintain strong broker relationships, acting as a key point of contact for queries and negotiations.Ensure all underwriting activity complies with company policies, market standards, and FCA regulations.Keep accurate records of underwriting decisions and maintain up-to-date documentation.About YouPrevious experience underwriting Excellent communication Well-organised with the ability to manage a varied workload.Progress towards professional qualifications (CII/ACII) desirable.What’s on OfferBonus opportunities linked to performanceSupport for CII/ACII qualificationsPension and benefits packageCareer progression opportunities within a growing business

PROFESSIONAL INDEMNITY UNDERWRITER - LONDON/HYBRID - FAST GROWING MGA - NEW TEAM ENVIRONMENT - SALARY GUIDE £60k to £80k (DOE)Launched in 2024, Carlton Young specialises in the recruitment of professionals across the Accountancy, Finance, HR, and Insurance sectors. Founded by a highly experienced multi-disciplined recruiter and a fully qualified chartered accountant, and supported by a skilled team of dedicated recruiters, we combine industry expertise with recruitment know-how to successfully connect top talent with leading businesses.We have partnered with an exceptionally fast-growing MGA with international ambitions and experienced team of leaders already in place, with exceptional growth planned for 2026.They are looking to develop their PI Underwriting team, supporting the business with key underwriting requirements, this is a role that will require:·Lead the underwriting of complex PI risks across key professional sectorsCarry out detailed risk assessments, analysing financials, exposure, claims history and sector-specific risk drivers.Make sound, data-driven underwriting decisions within delegated authority; refer higher-value or non-standard risks appropriately.Develop, manage, and optimise a profitable PI portfolio Support the delivery of underwriting plans, forecasts, and performance metricsDevelop strong trading relationships with brokers Ensure accurate information relayed to brokers on appetite, wordings, risk mitigation, and market conditionsMaintain accurate underwriting files, documentation and system entries.You will be part of a fast-growing underwriting team, and the company are looking for someone with:Professional Indemnity underwriting experience, underwriting complex risks, primarily new business focussedStrong technical knowledge, particularly around PI wording, coverages, policy structure and risk factorsAnalytical approach and excellent attention to detailStrong communication skillsExcellent team player, contributing to the growth and development of the division The ability to make and justify decisions, showing flexibility and a proactive outlookIntegrity and strong ethical standardsThe company are on a major growth trajectory with huge potential for growth and personal development/progression. This is an integral role to help with the growth and development of the business, there is:An employment package with perks (discussed at interview stage). A starting salary guide of between £60,000 to £80,000 A high level of autonomy - allowing flexibility around workingHybrid working availableWe are keen to hear from anyone with the required experience. Please send a current CV for review and consideration.We value all applications, however, due to volume numbers we are only able to contact candidates whose skills and experience closely match the requirements of our clients.In line with the requirements of the Asylum and Immigration Act 1996, all applicants must be eligible to live and work in the UK and will be asked to provide documented evidence of eligibility. In line with the requirements of the Employment Agencies Act 1973 we are prohibited from charging work-seekers for work finding services.