Compliance Analyst – PaymentsLocationCity of LondonSalary£40–55k plus healthy benefits and stock optionsOverviewMy client is seeking a detail-oriented Compliance Analyst to deliver monitoring reviews in line with the established compliance monitoring programme and annual monitoring plan, with a primary focus on audits, regulatory compliance, and process governance. The Compliance Analyst will play a key role in ensuring payment activities operate within regulatory and internal control expectations.Key ResponsibilitiesSupport internal, external, and regulatory audits related to payments (e.g. sanctions, payments, FX, AML / CTF, consumer protection and operational compliance).Apply structured, evidence-based testing and maintain clear audit trails for all reviews, acting in the capacity of a trusted Compliance Analyst.Act as a primary point of contact for audit requests, including evidence collection, walkthroughs, and response coordination.Track audit findings, remediation plans, and corrective actions through to closure.Prepare audit-ready documentation, including policies, procedures, control narratives, and process flows.Compliance & Control ManagementMonitor compliance with payment-related regulations, card network rules, and industry standards, providing oversight expected of an experienced Compliance Analyst.Assist in the design, implementation, and testing of controls across payment processes.Perform periodic control testing and risk assessments to identify gaps or weaknesses.Support issue management by documenting root causes and recommending sustainable remediation.Document end-to-end payment processes, including controls, systems, handoffs, and decision points.Maintain and update policies, procedures, and standard operating documents to reflect regulatory and operational changes.Partner with operations, product, risk, and technology teams to embed compliance requirements into payment workflows.Identify opportunities to streamline processes while maintaining strong compliance and control standards.Reporting & GovernancePrepare compliance metrics, audit status updates, and management reports.Support governance forums by providing updates on audit activity, control health, and regulatory readiness, ensuring senior stakeholders receive clear insight from the Compliance Analyst function.Ideal Background2–4 years of experience in compliance, audit, risk, or controls within payments, financial services, or fintech.Experience in payments, FX, e-money, fintech, or another fast-moving, regulated environment.Understanding of UK regulatory frameworks.Strong documentation skills with the ability to translate complex processes into clear, structured materials.Familiarity with risk-based monitoring or assurance methodologies is a plus but not essential.Strong attention to detail with a structured, methodical approach to work.Compliance Analyst who is able to document findings and explain issues in a concise, practical way.Experience working cross-functionally with operations, engineering, and risk teams.Skills & CompetenciesAudit readiness and regulatory mindsetProcess analysis and control designClear written and verbal communicationStakeholder coordination and follow-throughProblem-solving with a pragmatic, risk-based approach
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