Average Property Adjuster salary in the UK

Commercial (Property) Loss AdjusterLocation: Greater London/London & Brighton/SouthamptonOverview:We are working with a highly respected, top-tier loss adjusting practice with a strong reputation across the UK commercial insurance market, to appoint a Commercial Property Loss Adjuster into their growing regional team.This role is ideally suited to someone with a solid grounding in property adjusting or insurance claims handling, looking to step up into a more autonomous, technically engaging caseload within a structured and well-supported environment.You will handle a diverse portfolio of domestic and commercial property losses, typically ranging from £10,000 to £100,000+, with exposure to higher-value and more complex instructions alongside senior adjusters. The work will include a strong mix of commercial perils such as fire damage to SME premises, escape of water in multi-let commercial units, storm and flood events affecting industrial and retail risks, business interruption components, and liability-linked property damage claims.This is a genuine career development role within a business recognised for its technical strength, quality of adjusting, and long-term progression into Senior Adjuster, Major & Complex Loss (MCL), and specialist commercial or HNW pathways.Role Responsibilities:Manage a caseload of commercial and domestic property claims from first notification through to final settlementAttend site inspections to assess extent of damage, causation, scope of works, and reinstatement strategiesSupport investigation work including evidence gathering, policy validation, and liability assessment where applicableInterpret policy wordings and assist in establishing coverage position, indemnity, and reserve recommendationsPrepare clear, technically accurate reports for insurers, including initial, interim, and final reportsLiaise with a range of stakeholders including policyholders, commercial brokers, loss funders, contractors, and restoration specialistsCoordinate and instruct specialists such as building surveyors, engineers, forensic experts, and loss mitigation providersMonitor and manage claim life cycle progression, ensuring accurate reserving and file integritySupport negotiation of settlement figures, contractor schedules, and scope agreements under guidance where requiredEnsure all work is completed in line with regulatory standards, insurer service level agreements, and internal audit requirementsExperience Required:Circa 1–3 years’ experience in loss adjusting or property insurance claims handlingExposure to commercial property claims or a mixed domestic/commercial caseloadUnderstanding of core perils including fire, escape of water, storm, flood, impact damage, and BI-related property lossesComfortable attending site-based inspections and working in a hybrid field/office roleStrong written and verbal communication skillsFull UK driving licence requiredWhats on Offer:Structured, industry-leading training and technical development programmeHands-on mentorship from experienced chartered and senior adjusters, including regular field shadowingClear and achievable progression pathway into Senior Adjuster and MCL rolesExposure to a strong mix of commercial and domestic property losses, including higher-value and complex instructionsCollaborative, high-performance team culture with genuine support at all levelsHybrid working model offering flexibility alongside field autonomyOpportunity to build a long-term career within one of the UK’s most technically respected loss adjusting environments

Time Appointments are working alongside an innovative Claims Management company who are currently recruiting for an experienced and passionate Property Claims Adjuster to strengthen their UK based operations. The successful candidate will become part of a fantastic company who offer great routes of progression and industry qualifications to further skills and development.Please be advised that this role is 100% remote, therefore applicants must be comfortable and at ease working from home.Skills & Experience Required: Minimum 2 years’ experience of handling property claims from ‘cradle to grave’A technical knowledge and understanding of property claims including that of HNW, or commercialExperience of having claims authority of £25,000 or moreA genuine desire to engage in future learning opportunities and continuous professional developmentStrong customer service, and communication skills both written and verbalA proactive approach and enthusiastic attitudeIn return the successful candidate will receive: A generous and competitive annual salarySubstantial health-insurance packagePension plan with employer contributionsIndustry Qualifications paid for (after a qualifying period)Competitive holiday / leave policy in addition to bank holidaysRegular corporate retreats to build team cohesion, reinforce culture, and have funAll the technology you require to allow to work from home effectively and comfortably

Property Loss Adjuster (Domestic & Commercial)Locations available: South-coast and Greater LondonOverview:We are partnering with a highly respected, market leading loss adjusting firm to appoint a Property Loss Adjuster into their expanding team.This is an excellent opportunity for an ambitious individual at the early stage of their loss adjusting career to step into a structured, supportive environment with exceptional development potential.You will gain hands on exposure to a varied portfolio of domestic and commercial property claims, typically ranging from £10,000 up to and including £100,000, working alongside highly experienced senior adjusters on more complex and higher value losses.The firm has an outstanding reputation within the market for technical excellence, professionalism, and client service, and offers a clear progression route into Senior Loss Adjuster, Major & Complex Loss (MCL), and High Net Worth (HNW) Adjusting pathways.Role Responsibilities:Managing a caseload of property claims from initial instruction through to settlementAttending site visits with senior adjusters to assess damage, establish cause and scope of lossSupporting investigations, evidence gathering, and validation of claimsReviewing policy wordings and assisting with coverage assessmentsPreparing detailed reports and insurer documentationLiaising with policyholders, contractors, brokers, and other stakeholdersAssisting with the appointment and coordination of specialists (surveyors, engineers, etc.)Tracking claim progression and maintaining accurate case recordsSupporting negotiation and settlement discussions under supervisionEnsuring compliance with internal processes, client requirements, and regulatory standardsExperience Required:Minimum 1 year’s experience in loss adjusting or property claimsExposure to field-based work is highly desirableStrong understanding of property insurance claims processesConfident operating in a hybrid field/office environmentFull UK driving licence requiredWhat’s on Offer:Exceptional structured training programme with one of the most highly regarded development frameworks in the industryDedicated mentorship from senior and chartered adjusters, with regular technical coaching and shadowing opportunitiesClear, defined career progression pathways into Senior Adjuster, MCL and HNW specialismsExposure to a broad mix of domestic and commercial property claimsSupportive, collaborative team culture focused on professional developmentHybrid working model providing flexibility and autonomyOpportunity to build a long term career within a top-tier loss adjusting environment known for its technical standards and client reputation