Average Loss Adjuster salary in South East England

Our client, a market leading international loss adjusting company, is looking to recruit an experienced Property Loss Adjuster to join their Property Team.As a Property Loss Adjuster, you'll be assigned your own mixed claims portfolio.This role will be covering London and the surrounding area.This role is suitable for an experienced Property Loss Adjuster looking to take a step up and deal with higher value, more complex claims, leading to the possibility of working alongside the Major and Complex team.Ideal Qualifications / Experience:As a Property Loss Adjuster, you will be ACII or CILA qualified, however candidate who are qualified by experience are just as welcome to apply,Extensive knowledge and understanding of FCA procedures and TCF initiativesExtensive knowledge of the insurance marketExtensive technical knowledge within the adjusting arenaUnderstanding of Client SLA compliance/productivity/quality requirementsProven proficient working knowledge of scoping software and hand held device use.Good negotiation skills - for arranging appointments when required, alternative accommodation and explaining information when there is pushback on settlementTo understand what matter to the customer and to put this first - putting yourself in their shoesGood IT skills, with a keen eye for detailFull / Clean UK driving licenceIf you are a Property Loss Adjuster looking for a step, please apply today

Commercial (Property) Loss AdjusterLocation: Greater London/London & Brighton/SouthamptonOverview:We are working with a highly respected, top-tier loss adjusting practice with a strong reputation across the UK commercial insurance market, to appoint a Commercial Property Loss Adjuster into their growing regional team.This role is ideally suited to someone with a solid grounding in property adjusting or insurance claims handling, looking to step up into a more autonomous, technically engaging caseload within a structured and well-supported environment.You will handle a diverse portfolio of domestic and commercial property losses, typically ranging from £10,000 to £100,000+, with exposure to higher-value and more complex instructions alongside senior adjusters. The work will include a strong mix of commercial perils such as fire damage to SME premises, escape of water in multi-let commercial units, storm and flood events affecting industrial and retail risks, business interruption components, and liability-linked property damage claims.This is a genuine career development role within a business recognised for its technical strength, quality of adjusting, and long-term progression into Senior Adjuster, Major & Complex Loss (MCL), and specialist commercial or HNW pathways.Role Responsibilities:Manage a caseload of commercial and domestic property claims from first notification through to final settlementAttend site inspections to assess extent of damage, causation, scope of works, and reinstatement strategiesSupport investigation work including evidence gathering, policy validation, and liability assessment where applicableInterpret policy wordings and assist in establishing coverage position, indemnity, and reserve recommendationsPrepare clear, technically accurate reports for insurers, including initial, interim, and final reportsLiaise with a range of stakeholders including policyholders, commercial brokers, loss funders, contractors, and restoration specialistsCoordinate and instruct specialists such as building surveyors, engineers, forensic experts, and loss mitigation providersMonitor and manage claim life cycle progression, ensuring accurate reserving and file integritySupport negotiation of settlement figures, contractor schedules, and scope agreements under guidance where requiredEnsure all work is completed in line with regulatory standards, insurer service level agreements, and internal audit requirementsExperience Required:Circa 1–3 years’ experience in loss adjusting or property insurance claims handlingExposure to commercial property claims or a mixed domestic/commercial caseloadUnderstanding of core perils including fire, escape of water, storm, flood, impact damage, and BI-related property lossesComfortable attending site-based inspections and working in a hybrid field/office roleStrong written and verbal communication skillsFull UK driving licence requiredWhats on Offer:Structured, industry-leading training and technical development programmeHands-on mentorship from experienced chartered and senior adjusters, including regular field shadowingClear and achievable progression pathway into Senior Adjuster and MCL rolesExposure to a strong mix of commercial and domestic property losses, including higher-value and complex instructionsCollaborative, high-performance team culture with genuine support at all levelsHybrid working model offering flexibility alongside field autonomyOpportunity to build a long-term career within one of the UK’s most technically respected loss adjusting environments

Major & Complex Loss Adjuster (Property)Location: Reading, Birmingham/Midlands, and London/Greater LondonOverview:We are working with a leading global loss adjusting practice with a strong reputation for handling large, complex and technically demanding property losses across the UK, to appoint a Major & Complex Loss Adjuster into their specialist team.This is a senior field-based role focused on the end-to-end management of high-value and complex commercial and domestic property losses, typically ranging from £250,000 through to multi million pound claims. You will be involved in some of the most challenging and high-profile losses in the market, including industrial fires, large-scale commercial property damage, catastrophic escape of water events, storm and flood losses, construction-related collapse, and complex business interruption (BI) claims.The role sits within a highly experienced MCL function, working alongside chartered adjusters, forensic accountants, engineers, and specialist consultants, with responsibility for driving technical strategy, quantum assessment, and insurer reporting on complex, often multi-party claims.Role Responsibilities:Manage a portfolio of major and complex property losses from first notification through to final settlementLead investigations into cause, origin, and extent of damage, often involving multi-disciplinary expert inputOversee large-scale site inspections, including commercial premises, industrial facilities, residential blocks, and specialist risksAnalyse and interpret complex policy wordings, endorsements, and coverage issues, including aggregation and subrogation considerationsPrepare detailed technical reports, reserving recommendations, and insurer updates on high-value exposuresManage and coordinate a network of specialists including forensic accountants, structural engineers, fire investigators, building surveyors, and environmental consultantsDrive quantum evaluation, scope validation, and reinstatement strategy across significant property lossesLead negotiations with insureds, brokers, loss funders, and corporate stakeholders to achieve commercially sound settlementsProvide input into business interruption calculations, mitigation strategies, and claims projectionsSupport litigation, arbitration, or mediation processes where required, working closely with legal representativesEnsure full compliance with regulatory requirements, market protocols, and insurer service standardsExperience Required:Circa 5+ years’ experience in loss adjusting or complex property claims handlingStrong background in commercial property and/or major domestic losses essentialProven experience handling high-value claims (£250k+ up to multi million) and technically complex perils (fire, flood, subsidence, collapse, BI exposure)Confident operating in multi-party, high-pressure claims environments with senior stakeholdersStrong technical understanding of policy interpretation, coverage analysis, and quantum assessmentExperience working with or alongside forensic accountants and technical experts highly desirableDip CILA or equivalent professional qualification preferred (or working towards chartered status)Excellent negotiation, communication, and report writing skillsFull UK driving licence requiredWhat’s on Offer:Opportunity to work within a market-leading Major & Complex Loss division handling high-profile and technically challenging claimsExposure to large commercial, industrial, and catastrophic loss events across multiple sectorsCollaboration with highly experienced chartered adjusters, technical specialists, and forensic teamsStrong technical infrastructure and support from industry-leading experts in quantum, causation, and BI analysisClear progression pathways into Senior MCL, Technical Specialist, or Leadership roles within the adjusting functionHybrid working model with significant autonomy over field-based investigationsA high-performance environment known for its technical excellence, market reputation, and complex claims capability