Average Credit salary in Fleet, Hampshire

Job Title: Credit Underwriter Location: Fleet with some flexibility to work from home up to 2 days a week once probation is passed Salary: Depending on experience Hours: Monday to Friday 9 am to 5 pm Benefits: 25 days annual leave plus bank holidaysHoliday purchase schemeExtra day off on your birthdayPrivate Medical Insurance through AXA Health11% non-contributory pension scheme with the option to salary sacrificeEnhanced Maternity, Paternity and Adoption payLife AssuranceIncome ProtectionEmployee Assistant ProgrammeExtensive Learning and Development opportunities2 days paid volunteering each yearElectrical Vehicle Salary Sacrifice Scheme About our Client: Our client is a Buy-to-Let specialist lender that has leading the way since its 2014. They are more than just a financial institution and are committed to using the power of data-driven insights to fuel innovation. Aspiring professionals have the opportunity to study the CeMap alongside working to enrich their expertise and paving the way for a successful career journey. The office space features prayer rooms, breastfeeding rooms, and quiet spaces, ensuring that every individual has a comfortable and inclusive environment. Need some solo time for focused work? Discover the convenience of singular pods, offering a dedicated space for independent tasks. Our client invites you to be a part of a community where your skills are valued, your growth is nurtured, and your contribution shapes the trajectory of the company. About the Role: The successful candidate will be providing vital support to all areas of the business, from criteria, property queries, title issues, tracing customers, and Suspicious Activity Reports to fraud. You will be a point of referral on complex cases from around the business, as to whether the company can consider an application. To accurately analyse and understand key elements of all mortgage applications, whilst ensuring adherence to all policies or where the case is of good quality but outside policy recommend to funders as an exception for all approval. Also, help to protect the Company from the risk of fraud by using anti-fraud systems such as CIFAS and SIRA to investigate and act upon information received in a timely manner. Responsibilities: To manually underwrite portfolio and complex BTL cases.To recommend portfolio and complex BTL cases to Funder.To assist in maintaining and updating the lending policy, by researching, and recommending policy changesDevelop and maintain cooperative relationships between all internal stakeholders, including Underwriting and Sales teams, and investigate all referrals professionally.Work Fraud systems such as CIFAS, SIRA & Hunter to mitigate potential lossesTo investigate suspicious alerts identified by fraud prevention systems.Exercise personal lending discretion when assessing exceptions.Carrying out Broker reviews, liaising with sales before removal of a BrokerTo assist in preparing Management Reports, ensuring they are prepared in time for Exco or Credit Committee meetings Experience required: Current or previous experience working within the mortgage industry with a strong mortgage underwriting background, preferably with at least 5 years of underwriting experience and having currently or previously held a mandate.Proven ability to exercise good commercial and professional judgment.Effective communication skills both written and verbalGood attention to detailAdaptive to ongoing changePC literate with a knowledge of Microsoft Office productsEnthusiastic, flexible, and keen to learn and develop a careerKnowledge of CIFAS & SIRA systems would be beneficial but not essential Trusting Stellar Select: At Stellar Select, our commitment goes beyond recruitment; it's about crafting experiences that elevate your career journey. We take pride in delivering excellent services to our candidates and always going the extra mile to ensure your success. Our foundation is built on openness and transparency. We believe in clear communication with everyone we work with, fostering an environment of trust, honesty and fairness. Embark on your career journey with confidence, knowing that our services are designed with your success in mind. Here's what our complimentary service includes: Expert Consultants: We are your allies, dedicated to understanding your goals and guiding you toward success. Industry Expertise: Benefit from our in-depth knowledge of the industry, providing you with insights that set you apart in your career. 1-2-1 Experience Discussion: Your experiences matter. Engage in personalised discussions about your journey and how it aligns with the job role. Interview Preparation: Step into interviews with confidence. We provide thorough preparation to ensure you shine in every interaction. Negotiation of Job Offers: We'll manage the negotiations on your behalf, aiming for offers that align with your expectations. Market Insights: Stay informed with the financial market insights that empower you to make informed career decisions. Recruitment Process Updates: No more uncertainty. We keep you in the loop with regular updates on your recruitment process. Matching to Other Roles: Your journey doesn't end with one opportunity. We explore matches to other roles based on your experience and interests. For more information regarding the role of Credit Underwriter please contact us Stellar Select is acting as an employment agency and is a corporate member of the REC

Job Title: Credit Assurance Specialist Location: Fleet with some flexibility to work from home up to 2 days a week once probation is passed Salary: Depending on experience Hours: Monday to Friday 9 am to 5 pm Benefits: 25 days annual leave plus bank holidaysHoliday purchase schemeExtra day off on your birthdayPrivate Medical Insurance through AXA Health11% non-contributory pension scheme with the option to salary sacrificeEnhanced Maternity, Paternity and Adoption payLife AssuranceIncome ProtectionEmployee Assistant ProgrammeExtensive Learning and Development opportunities2 days paid volunteering each yearElectrical Vehicle Salary Sacrifice Scheme About our Client: Our client is a Buy-to-Let specialist lender that has leading the way since its 2014. They are more than just a financial institution and are committed to using the power of data-driven insights to fuel innovation. Aspiring professionals have the opportunity to study the CeMap alongside working to enrich their expertise and paving the way for a successful career journey. The office space features prayer rooms, breastfeeding rooms, and quiet spaces, ensuring that every individual has a comfortable and inclusive environment. Need some solo time for focused work? Discover the convenience of singular pods, offering a dedicated space for independent tasks. Our client invites you to be a part of a community where your skills are valued, your growth is nurtured, and your contribution shapes the trajectory of the company. About the Role: The successful candidate will be protecting the company from fraud and will carry out broker reviews, handle broker panel queries and monitoring broker quality by reviewing declined and cancelled rate. You will monitor the broker panel and provide recommendations on whether brokers should be removed or reinstated to the panel. You will analyse all intelligence received by brokers to protect the business. Also, help to protect the Company from the risk of fraud by using anti-fraud systems such as Hunter, CIFAS and SIRA to investigate and act upon information received in a timely manner. Responsibilities: To action and maintain all information from lenders on Brokers, reporting correctly onto the SIRA system.To action and consider all broker appeals together with any broker panel queries from across the business.Develop and maintain co-operative relationships between all internal stakeholders and investigate all referrals in a professional manner.Work Fraud systems such as CIFAS, SIRA & Hunter to mitigate potential losses.To investigate all intelligence and action accordingly.Carrying out Broker reviews, liaising with sales to arrange they visit the broker or before removal of a Broker and preparing a management report for Credit Committee.Reporting the removal decision in a professional manner to Broker Support, the Broker, FCA, and other Lenders.Prepare Management Reports, ensuring they are prepared in time for Exco or Credit Committee meetings.Analyse broker data to protect the business. Experience required: Experience of working within the mortgage industry Experience in underwriting or packaging mortgage applications within a mortgage case management, packaging or underwriting role.Proven ability to exercise good commercial and professional judgment.Effective communication skills both written and verbal.Good attention to detailAdaptive to ongoing changePC literate with a knowledge of Microsoft Office productsEnthusiastic, flexible, and keen to learn and develop a career.Knowledge of Hunter, CIFAS & SIRA systems would be beneficial but not essential. Trusting Stellar Select: At Stellar Select, our commitment goes beyond recruitment; it's about crafting experiences that elevate your career journey. We take pride in delivering excellent services to our candidates and always going the extra mile to ensure your success. Our foundation is built on openness and transparency. We believe in clear communication with everyone we work with, fostering an environment of trust, honesty and fairness. Embark on your career journey with confidence, knowing that our services are designed with your success in mind. Here's what our complimentary service includes: Expert Consultants: We are your allies, dedicated to understanding your goals and guiding you toward success. Industry Expertise: Benefit from our in-depth knowledge of the industry, providing you with insights that set you apart in your career. 1-2-1 Experience Discussion: Your experiences matter. Engage in personalised discussions about your journey and how it aligns with the job role. Interview Preparation: Step into interviews with confidence. We provide thorough preparation to ensure you shine in every interaction. Negotiation of Job Offers: We'll manage the negotiations on your behalf, aiming for offers that align with your expectations. Market Insights: Stay informed with the financial market insights that empower you to make informed career decisions. Recruitment Process Updates: No more uncertainty. We keep you in the loop with regular updates on your recruitment process. Matching to Other Roles: Your journey doesn't end with one opportunity. We explore matches to other roles based on your experience and interests. Referral Programs: Spread the word and be rewarded. For more information regarding the role of Credit Assurance Specialist please contact us Stellar Select is acting as an employment agency and is a corporate member of the REC Experience of working within the mortgage industry Experience in underwriting or packaging mortgage applications within a mortgage case management, packaging or underwriting role. Proven ability to exercise good commercial and professional judgment.Effective communication skills both written and verbal.Good attention to detailAdaptive to ongoing changePC literate with a knowledge of Microsoft Office productsEnthusiastic, flexible, and keen to learn and develop a career.Knowledge of Hunter, CIFAS & SIRA systems would be beneficial but not essential.

Internal Sales Manager - Asset Finance Fleet £40,000 to £45,000 plus bonus and benefits An exciting opportunity has arisen for an Internal Sales Manager to join our client due to growth. Pro-actively call a defined list of brokers/introducers to enable generating sufficient deals to achieve or exceed the targeted business from each oneEstablish and maintain a robust contact strategy for each broker and/or introductory sources to strengthen relationship with each one.Take responsibility for chasing a pipeline of deals with the relevant broker and/or introductory source contact to maximise conversion rates.Work closely with internal functions to explore and negotiate alternative terms in order that more challenging deals can meet credit approval.Fully engage with and sell the value proposition over the phone to broker/introducer contacts.Be accountable for ensuring that deals are managed in line with Credit Policy.Attend meetings with brokers and/or introductory sources face to face as and when appropriate.Act as the main point of contact for these brokers and introductory sources to assist in structuring deals.Develop strong working relationships with colleagues to maximise the business opportunities.Achieve new business targets as set out by Head of Asset FinanceMaintain the company’s compliance standards and ensure timely completion of all mandatory on-line training modules and attestations You will have a proven track record in Sales Support or Sales in an Asset Finance background. In the first instance send your CV in confidence