Average Credit Analyst salary in Manchester

CREDIT ANALYST / MANCHESTER / HYBRID / £23,000-£27,500 PLUS BENEFITS WEX Europe is a leading provider of Fuel cards. We manage a range of flexible fuel cards in several kay markets across Europe and due to ongoing growth, we are looking to recruit a Credit Analyst to join our Credit team. The Credit Risk team are responsible for monitoring customers spend against their authorised Credit limits. Underwriting all applications across eight issuing countries in Europe, assessing and measuring the risk of extending Credit to all applicants. Proactive Portfolio Management ensuring continuous monitoring of the financial condition and performance of our customers. Our portfolio covers a wide range of business types and sizes from small enterprises to large corporate businesses and institutions. What’s on offer? Highly competitive salary of £23,000-£27,500 (Dependent on experience)Annual company bonus37.5 hour eek- Monday to Friday- no evenings or weekendsHybrid working from our Manchester City Centre officeIndustry leading pension scheme25 days holiday plus bank holidays- with the opportunity to purchase additional holidaysLife assuranceIncome protectionDiscount & perks platformEmployee wellbeing Key Responsibilities of the Credit Analyst: To assess and measure the risk of extending credit to all applicantsAssess and evaluate the financial position and credit worthiness of all applicationsInterpret / translate financial statements including balance sheets, P&L Statements and management accountsStrive to accept all business, through accepting and controlling the higher risk customers- by means of reduced terms, securities etc.Minimize the risk to the business with a strong focus on fraud screeningWorking with multiple European portfoliosAssess, ambage and report exposure position to determine the level of riskOvertrade management where the customer exposures can rapidly changeAssessing customers’ accounts using information gathered, and making an informed decision within credit parameters with commercially balanced recommendationsAnalysis of customer’s financial statements and B2B Credit ReportsMaximizing volume opportunity and growth in line with Business goalsCustomer contact and daily interaction with the in-country credit and sales teamsBuilding and maintaining strong relationships with all Credit Teams, Sales Teams and Customer Service Advisors Experience you’ll bring: Proven analytical skills with the ability to assess financial informationPrevious experience in Credit underwriting / analyst or a similar roleExperience of dealing with the main credit reference agenciesStrong administrative skills - capturing and recording data, data reconciliationAdvanced excel skillsKnowledge of underwriting in European CountriesEuropean language skills would be advantageous but not essentialStrong decision-making skillsHigh attention to detailAbility to interface with all levels of management and staff What’s next? If you have the skills and passion to be our next Credit Analyst, we would love to hear from you. APPLY NOW for immediate consideration.

My Warrington based client are currently recruiting for a Billing Analyst. You will be responsible for the delivery of accurate and timely invoicing and credit control.The role entails the following:* Provide the required data-set to ensure that customers are accurately billed aligned to the agreed schedule. * Look at any misalignment's in the data and resolve anything that prevents a successful charge.* Support the business with processes such as reporting checks as well and identifying areas of risks and implementing improvements.* Ensure accurate billing across all our client base.* Complete transactional billing.* Complete recurring billing.* Complete one-off billing.* Deal with any misalignments in data.* Resolve internal / external queries.We are looking for a highly motivated, positive, and enthusiastic attitude with the ability to work independently and as part of a team in a fast paced environment.Skills required:* Strong/advanced use of Microsoft* Strong communication both written and verbalFlexible working and home working is supported but you will be required in the office at least two days a week.40 hours per week, Monday to Friday. Please apply to find out more.

CREDIT RISK ANALYST UP TO £35,000 MANCHESTER This is an exciting opportunity for a Credit Risk Analyst to assess and provide insights on the performance of all lending strategies to improve the performance and profitability of the business THE COMPANY This is a retail business offering premium, sports, and luxury brands around the world. The business offers flexible and convenient payment methods across many channels, including buy-now-pay-later. THE ROLE You can expect to be involved in the following day-to-day: Developing and delivering Management Information (MI) and conducting in-depth analysis on credit risk lending strategies, evaluating their performance against established expectations to ensure alignment with business objectives and identifying areas for improvement.Ensuring strict adherence to governance, risk, and compliance frameworks, while implementing robust controls to ensure that credit risk lending strategies consistently deliver optimal outcomes for both customers and the business, safeguarding operational integrity.Proactively identifying, establishing, and nurturing key relationships with internal and external stakeholders, fostering effective communication and collaboration to gather valuable insights and drive continuous improvement in strategy performance. YOUR SKILLS AND EXPERIENCE Experience working in financial services.Experience in SQL and ideally Python.Ability to work in a fast-paced environment.Ideally have exposure and experience working in credit risk strategy development.Excellent written and verbal communication skills. THE BENEFITS A salary of up to £35,000.Hybrid working policy.Discretionary bonus.Generous pension contribution. HOW TO APPLY Please register your interest by sending your CV to Gaby Adamis via the Apply link on this page.