Average Bridging Underwriter salary in Watford

As a Bridging Loan Advisor at Aria, you’ll be responsible for managing new enquiries, underwrite new applications, and packaging cases for lenders with care and precision.You’ll guide brokers and clients through the finance process, ensuring applications are assessed quickly, packaged accurately, and progressed efficiently.At the same time, you’ll maintain strong relationships with intermediaries and clients, offering expert advice and creating opportunities for repeat business while generating leads.Key AccountabilitiesNew EnquiriesAccurately record all details on our CRM system.Carry out fact finds with direct clients where regulated advice is required (if qualified).Complete sourcing for new enquiries and provide timely follow-up with brokers and clients.Review and issue terms, ensuring all compliance documentation is included.Case Management & DocumentationReview applications, offers, valuations, and supporting documents to ensure fully packaged files are submitted to lenders.Maintain accurate case notes and ensure system folders are organised and compliant.Keep lender criteria, product guides, and documentation up to date.Manage pipeline business, ensuring cases move efficiently through to completion.Communication & RelationshipsHandle inbound enquiries from brokers and clients, providing expert advice and guidance on bridging loans.Liaise with lenders, solicitors, brokers, and clients to keep cases progressing.Build and maintain strong relationships with introducers and clients, helping to generate repeat business.Systems & ProcessesMaintain accurate records across systems and support reporting where required.Contribute to process improvements and system developments.Skills & CompetenciesClear and confident communicator with excellent telephone skills.Strong product and lender knowledge within bridging or specialist lending.Highly organised with the ability to manage deadlines and prioritise effectively.Competent in Microsoft Office and general administration.Knowledge & QualificationsGCSE Maths and English (or equivalent) essential.CeMAP desirable for handling regulated mortgage contracts.Previous experience in bridging finance or specialist lending highly advantageous.Personal AttributesProactive and solutions-focused, with a positive “can-do” mindset.Detail-oriented, ensuring accuracy and precision when packaging cases.Resilient and adaptable, comfortable working under pressure while delivering excellent service.A strong team player, committed to collaboration and knowledge-sharing across the team.Self-motivated, eager to learn, and driven to succeed.Why Join Us?At Aria, we’re growing quickly and looking for talented people to join our journey. You’ll receive the training, tools, and support you need to succeed, with clear career development opportunities. Alongside this, we offer a competitive benefits package, including private medical healthcare and paid volunteer days.If you’re ready to take the next step in your career and make an impact in specialised property finance, apply today and grow with us!

The overall responsibility of this role at West One is focused on identifying, developing and managing relationships with mortgage intermediaries, professional introducers and direct applicants in order to originate new lending opportunities in line with company budgets and growth plans.Key AccountabilitiesOriginate, manage and develop relationships with mortgage intermediaries, professional introducers and direct borrowers within your given region.Manage deal flow to maintain a strong sales pipeline across bridging finance in order to meet and exceed agreed targets.Work collaboratively with the Head of Sales and internal sales team to book and manage your own diary with a primary focus on face-to-face appointments.Use phone and email to effectively respond to new business enquiries and record these appropriately on our CRM system, whilst providing an exceptional level of service to our broker partners.Develop an in-depth understanding of our products, criteria and lending policy in order to deal with new business enquiries effectively and provide suitable training to intermediary partners.Develop an understanding of how to use our broker portal in order to provide suitable training to intermediary partners.Complying with West One Loans, TCF and Responsible Lending policies.Attendance at industry roadshows and events, when required.Attendance at Watford head office, when required.Keep abreast of competitor product offering and market conditions to enable feedback internally for further product developments.Skills & CompetenciesProven achievement of meeting agreed sales targets within set timescales.Strong sales and presentation skillsProven track record of success in a sales environmentStrong negotiation skills, ability to persuade others and handle objectionsTechnical product knowledge in order to facilitate and agree deals.Highly skilled written and verbal communicationProficiency in Microsoft Office (to include Word, Excel and Outlook)Ability to work as part of a teamKnowledge & QualificationsUnderstanding of Treating Customers Fairly, Money Laundering, Data Protection, Responsible Lending, FCA & PRA regulationA strong knowledge of bridging finance.Experience in wider specialist finance market would be beneficialPersonal AttributesKeen attention to detailSelf-motivated & driven to meet and exceed sales targetsHighly numerateArticulatePersonableDiligentPunctual and well organisedWillingness to travelResilient and comfortable working to deadlines and under pressure

Senior Underwriter – Specialist Property FinanceLocation: Hertfordshire (office-based)A fast-growing, well-capitalised specialist property lender is looking to appoint a Senior Underwriter to join its expanding underwriting team.This is a high-impact role within a business that combines the agility of a private lender with the discipline of institutional-grade underwriting. The company operates across bridging, specialist and commercial property finance, funding a wide range of complex and time-sensitive transactions.If you enjoy autonomy, fast turnaround deals and working closely with brokers, this is a standout opportunity.The roleYou will take full ownership of deals from application through to completion, acting as the key decision-maker while delivering an exceptional service to brokers, solicitors and valuers.Key responsibilities include:Underwriting new bridging and specialist finance cases from start to finishAssessing risk throughout the life of each case and making commercially sound decisionsWorking closely with brokers, solicitors and valuers to progress transactionsRequesting and managing funding for cases approaching completionKeeping internal teams updated on pipeline and case progressContinuously reviewing underwriting processes to improve efficiency and qualityManaging deadlines, workflow and personal KPIsContributing to the ongoing evolution of policy and risk frameworkThere is also scope for this role to grow into a leadership position, supporting or managing junior underwriters as the business continues to scale.About youYou will already be working in bridging or specialist property finance underwriting and enjoy making decisions in a fast-paced, commercial environment.You will bring:Minimum 2 years’ experience underwriting bridging or specialist property financeStrong knowledge of risk, security, LTVs and deal structuringExcellent communication and relationship-building skillsConfidence working directly with brokers and professional partnersStrong organisation, attention to detail and time managementUnderstanding of mortgage and regulatory requirementsCeMAP qualification (preferred but not essential)