Average Bridging Underwriter salary in the UK

Job title: Bridging Underwriter Location: Remote Salary: Up to £50,000 per annum (depending on experience) Hours: Monday to Friday, 9 am to 5:30 pm Benefits: 25 days annual leave, plus bank holidays; increasing by 1 day per year worked, up to a maximum 30 daysOption to buy/sell up to 3 days' holidayDeath in Service at 4 x salary (from day one of employment)5-year, 10-year and 15-year excellent service awardsCar parking (limited onsite or, if offsite, cost of parking refunded)Employee Assistance ProgrammeActive charity support (non-mandatory)Monthly mindfulness sessionsComplimentary Christmas/summer parties/Team evenings and social eventsCompany BBQs on HQ sun terraceDaily fruit bowl, healthy snacks, and coffee machine/teaPaddleboards for free hire/Office table tennis.Workplace pension scheme About the Role of Bridging Underwriter: As a Bridging and Refurbishment Underwriter, you will be responsible for assessing, structuring, and managing short-term property finance applications, underwriting bridging and refurbishment loans in line with the company's credit policy, lending criteria, and risk appetite. Candidates should have proven experience in bridging and/or refurbishment lending, with a minimum of two years' underwriting experience within specialist property finance preferred. Responsibilities for the position of Bridging Underwriter: Review and underwrite bridging and refurbishment finance applications from initial enquiry through to completion.Conduct full risk assessments, including borrower background checks, asset analysis, exit strategy, credit history, and AML compliance.Analyse and assess valuation reports, contractor quotes, cost schedules, and development appraisals to ensure project viability.Liaise with solicitors, brokers, valuers, borrowers, and internal teams to progress applications efficiently and accurately.Work closely with surveyors and asset managers to assess the feasibility of refurbishment projects and monitor works.Identify, assess, and mitigate risks relating to borrowers, property, legal, or market exposure.Present complex cases with clarity to credit or risk committees, making lending recommendations within delegated authority.Ensure adherence to internal policies, underwriting standards, and AML requirements.Maintain accurate and timely records within internal systems, ensuring effective audit trails.Support continuous improvement by providing feedback on lending criteria, operational processes, and risk management. Experience required for the position of Bridging Underwriter: Minimum of 2 years' experience underwriting short-term bridging loans and/or refurbishment finance.Strong understanding of property valuations, legal conveyancing, and development/refurbishment cost assessments.Good working knowledge of AML, KYC, and due diligence practices.Commercial acumen with the ability to assess deals beyond standard "tick-box" underwriting.Proficient in interpreting financial statements, credit reports, and legal documentation. For more information regarding the role of Bridging Underwriter, please contact us. Stellar Select is acting as an employment agency and is a corporate member of the REC. Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.

Job Title: Bridging UnderwriterLocation: HertfordshireSalary: Up to £60,000 depending on experienceHours: Monday to Friday, 9am to 5.30pmBenefits:25 days annual leave plus bank holidaysPrivate medical insuranceEmployer contributory pension schemeQuarterly social eventsState-of-the-art officeTop-of-the-range IT setup and equipmentIn-house chefs providing breakfast, lunch, and snacks Monday-FridayBicycle hire schemeMonthly incentives including “Star of the Month” and birthday vouchersEarly Friday finishRegular in-house learning and development sessionsElectric car and cycle-to-work schemeLife insuranceAnnual discretionary bonusAbout our Client and the role of Bridging Underwriter:Working for an established and growing bridging, commercial mortgage and development finance lender, with a great culture, we are excited to be working on two new opportunities for Bridging Underwriters to join the team. The ideal candidate will have at least 12 months experience in underwriting bridging loans.Responsibilities for the role of Bridging Underwriter:End-to-end underwriting of new applications in accordance with internal lending policiesLiaising proactively with brokers, solicitors, and valuers to maintain high service standardsOngoing risk assessment and management throughout each case’s lifecycleCoordinating and requesting funds for cases approaching completionProviding regular updates to internal teams on pipeline activity and case statusContinuously reviewing and improving processes and policies while upholding quality standardsMeeting individual and team KPIs consistentlyManaging workload effectively by prioritising tasks and adhering to deadlinesExperience required for the role of Bridging Underwriter:At least 12 months experience in underwriting bridging loans/specialist finance.CeMAP is desiredAbility to build good working relationshipsGreat communication skillsUnderstanding of mortgage regulatory requirementsThrive in an expanding and changing environmentFor more information regarding the role of Bridging Underwriter please contact usStellar Select is acting as an employment agency and is a corporate member of the REC.Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.

UnderwriterBridging FinanceLondonWe are currently working with a fast-growing lender, who are looking for a Bridging Underwriter to join the team.The Sales and Underwriting teams are currently expanding, to ensure the business can grow and continue to deliver exceptional service.Your main responsibility will be to work within the Underwriting team, to ensure effective risk management and seamless drawdown of funds to borrowers.Responsibilities:Liaising with valuers, solicitors, and intermediariesEnsuring all files are complete and accurateEnsuring all deals comply with the Company’s lending criteriaCompleting all credit papers accuratelyProjecting positivity, professionalism, and knowledge across all communicationsWorking closely with the whole business to ensure deals progress smoothly and efficientlyKey skills / Experience:Analytical and methodical thinkingAbility to take ownershipSuccessful task management, to deliver high quality servicePrevious underwriting experience within Financial Services (Ideally bridging finance)Ability to communicate at all levelsA can-do attitudeA flexible approach to workA confident communicatorSelf-motivation