Credit Risk Analyst

InterQuest are delighted to be supporting one of their key Financial Services clients in the search for a Credit Risk Analyst to join their team in Bradford (2 days a week in the office).

Role Accountabilities:

• Conduct detailed statistical analysis to optimize credit decision strategies, processes, and models.
• Undertake ad-hoc analysis to inform business decisions and investigate specific risk issues.
• Ensure accuracy and timely delivery of analysis.
• Code, test, and implement approved changes to credit decisioning systems.
• Produce detailed credit Management Information (MI) and identify emerging trends, risks, and opportunities.
• Develop new MI reports to meet business needs.
• Implement continuous improvement initiatives to increase efficiency and resolve issues.
• Maintain comprehensive documentation of credit strategies, procedures, and processes.
• Support other business areas with Credit Risk expertise and analysis.
• Deputize for the Lead Credit Risk Analyst/Manager.
• Commit to fair treatment of customers and compliance with regulations and company policies.
• Demonstrate behaviours in line with company values.
• Ensure health and safety at work.

Essential experience:

• Minimum 2 years' experience in data analytics.
• Good knowledge of the credit customer lifecycle.
• Understanding of Credit Reference Agency data.
• Competent in data manipulation and analytical techniques.
• Ability to derive and communicate insights from data.
• Competent in Microsoft Office, Intermediate Excel.
• Intermediate SAS/SQL capability.

**no sponsorship available for this position**

InterQuest Group is acting as an employment agency for this vacancy. InterQuest Group is an equal opportunities employer and we welcome applications from all suitably qualified persons regardless of age, disability, gender, religion/belief, race, marriage, civil partnership, pregnancy, maternity, sex or sexual orientation. Please make us aware if you require any reasonable adjustments throughout the recruitment process.