Senior Credit Risk Analyst

Our client, a sub-prime lender, based in Nottingham are looking for a suitably experienced Senior Credit Risk Analyst.

Strategic Support

• Monitor and analyze performance of current credit and collections strategies.
• Identify risk segments within lines of business where current strategy appears to underperform
• Creation and proposal of new strategies
• Provide guidance & support for test strategy implementation
• Track new strategy performance against control sets

Risk Analytics

• Track and report trends in through the door population and customer risk characteristics.
• Develop, update and maintain custom scorecards and risk prioritization models involving logistic regression, CHAID analysis and other statistical techniques
• Validation, stress testing and documentation of risk models and assumptions.
• Identify and implement opportunities for greater efficiencies, risk controls, and profitability for the respective portfolios.

Applicant

• Educated to degree level with a strong Maths background, preferably in Economics, Statistics, Engineering, or Decision Sciences.
• You will have at least 4 years experience in Credit Risk roles in the financial services industry
• You will have a good understanding of SAS
• Experience of scorecard development would be an advantage although this is not a requirement. Knowledge of analytical methods such as descriptive statistics, logistic and linear regression, experimental design, and decision tree methods (CHAID, CART).
• Ability to present analysis, both written and verbally, in a clear, concise and confident manner.
• Ability to plan and prioritize own workload with minimum guidance.
• Ability to build relationships across the business.
• Strong desire to develop knowledge and technical skills.
• Ability to provide support and coaching to colleagues

NB: We are unable to respond to applicants who are unsuccessful in our screening process