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Credit Risk Sanctioner
- Glasgow, Lanarkshire
- £45,000 - £75,000 per annum
- 2 applications
- Job type: Permanent, full-time
- Date:
- Reference: 21215219
-
Duration: n/a
My client a leading global banking organisation are currently recruiting for a Credit Risk Sanctioner to join their expanding operations in Glasgow. The role holder will be responsible for credit risk sanctioning across the Wealth Intermediaries, Wealth International and Private Banking business segments, where the majority of sanctioning will relate to property lending/residential owner occupied and residential investment mortgages. They will provide credit input and expertise to the segment relationship teams; will be responsible for delivering a high standard of credit service; and will ensure achievement of the team`s risk and business objectives. The role holder will also ensure the optimal quality of the credit portfolio, by application of best practice in decision making.
The role holder will ensure the highest standard of credit quality, through the structure, sanctioning, monitoring and control of credit applications and the maintenance of these standards, both personally and as part of the Credit Risk Team. The role holder will be responsible for delivering professional advice on risk management matters, industry, product and competitor activity, where appropriate, and for providing innovative credit risk analysis and oversight.
You will have excellent technical credit sanctioning skills, along with business awareness and specific industry awareness. In particular, the candidate will be expected to have previous mortgage sanctioning experience; detailed knowledge of risk management policy, procedures and pricing; knowledge of credit policies, pricing and strategies, relative to the credit function; and credit related product knowledge.
Professional/Technical Experience
The successful candidate must have first class credit assessment, structuring and sanctioning skills, as these are a requirement of the role. They will be decisive; will have a practical and pragmatic approach; will have the ability to exercise judgment and discretion for credit exposures; and the ability to manage risk and reward. The candidate will have excellent written, oral communication and presentation skills and excellent negotiation and influencing skills, with the ability to work under pressure and to tight deadlines.
The role holder will ensure the highest standard of credit quality, through the structure, sanctioning, monitoring and control of credit applications and the maintenance of these standards, both personally and as part of the Credit Risk Team. The role holder will be responsible for delivering professional advice on risk management matters, industry, product and competitor activity, where appropriate, and for providing innovative credit risk analysis and oversight.
You will have excellent technical credit sanctioning skills, along with business awareness and specific industry awareness. In particular, the candidate will be expected to have previous mortgage sanctioning experience; detailed knowledge of risk management policy, procedures and pricing; knowledge of credit policies, pricing and strategies, relative to the credit function; and credit related product knowledge.
Professional/Technical Experience
The successful candidate must have first class credit assessment, structuring and sanctioning skills, as these are a requirement of the role. They will be decisive; will have a practical and pragmatic approach; will have the ability to exercise judgment and discretion for credit exposures; and the ability to manage risk and reward. The candidate will have excellent written, oral communication and presentation skills and excellent negotiation and influencing skills, with the ability to work under pressure and to tight deadlines.
